Posts Tagged ‘Health Care Coverage’

America’s affordable health choices act of 2009 (H.R.3200): a step in the right direction

Friday, October 30th, 2009

Health Care reform has been a politically charged issue for this country over the past year. America’s Affordable Health Choices At proposes to address this issue and insure universal coverage. This bill has been the subject of heated debate from both the political right and the political left.

This bill is extremely complex. The reason for this is that there are many parties involved in the health care coverage of an individual. Each party has a part to play in health care. The doctor is looking at the medical implications, the insurance companies and employers are looking at the financial implications, and the government is considering the implications of the issue on its duty to “promote the general welfare” for the citizens of this nation which is a provision of the preamble of the constitution.

The bill’s attempt to insure equity is yet another reason for its complexity. There are millions of citizens in this country, and each comes from a different walk of life. Some of the very rich among us have sufficient means to purchase insurance and thus don’t need to worry about the cost of health care. Others are able to pay for their insurance, but it takes most, and in some cases, all of their financial resources to accomplish this. Still other citizens have no means to cover the costs of insurance. In seeking for an equitable solution to this crisis, inevitably, not everyone will be satisfied with the bill. In reading the bill, I have mixed feelings about some of the provisions. For example, the bill imposes a tax on “accident and health insurance policies” which will be used to finance a “Center for Comparative Effectiveness Research.” This entity established within the agency for Health Care Research and Quality has the mandate of researching the effectiveness of health care services. This concerns me because citizens are being asked to pay a tax on insurance and accident policies in order to finance this entity. I believe the effectiveness of health care services ought to be determined by the person who is taking advantage of them. However, I agree with the provision of the bill that eliminates preexisting condition as a reason for non-coverage. If a person is sick, he or she should not be denied coverage simply for the reason that the condition existed long before they applied for the service.

Notwithstanding my ambivalence on this bill, I believe it is generally a step in the right direction to solving the health care crisis plaguing our nation. At this juncture, I refer to the reader to a previous observation I made in a previous blog in July of this year. This crisis was not created quickly, and so, it will not be solved quickly. It may be that the bill will need to undergo many amendments. There may even be other bills considered before congress. Despite of this note of caution, I applaud President Obama for stepping up to the plate and trying to do something about solving this crisis.
Finally, I make this invitation to the reader to do your part in finding a solution. Make your voice be heard on this issue. Go to Politivote.com. Read the bill. Take advantage of the mechanisms on the web site to vote or comment on the bill. If you don’t like the bill, or even if you do like the bill, this is a way for you to “vote and be heard!”

Quick Fix: Troubles with the Health Care System

Tuesday, July 28th, 2009
Health_Care_Fix

A quick shot won't fix the health care system. Only carefully debated, deliberated legislation will solve the bureaucratic mess of health care.

An article appeared in the July 22 issue Associated Press National about the present health care crisis and the measures being taken by President Obama and the congress to fix it. Obama claims that the costs of Medicare and Medicaid are the “driving force behind our federal deficit,” and that these programs need to be restrained in order to bring the national debt under control.” However, there is a struggle between trying to cap spending on these programs and control the growth of the deficit, and the follow through on Obama’s long time promise of health care coverage for everyone. A solution being considered before congress is higher taxes. However, it is unclear as to which income segments of the population will have to assume the burden.

In reading this article, it is apparent that no one really knows the one solution that will solve the problems of the health care system. Solutions to this problem are being proposed and debated before congress, but no one so far has found the magical cure. (Pardon the lapse into medical terminology)

As a society, Americans want their problems to be solved quickly. We go to fast food places and expect our order to be ready within minutes. We constantly seek after and purchase faster computers that will perform our downloading and internet surfing at greater speeds. We become impatient if the guy driving ahead of us slows his vehicle for whatever reason. In many cases, our expectation for an instant and favorable outcome is rewarded. Under these circumstances, the virtue of patience is lost. This is evident in the 55 percent approval rating the President is receiving. The American people want quick and drastic change to the health care system, and because it is not happening, they are growing impatient with the government. We want health care to become more affordable and accessible right now.

We at Politivote would suggest that the health care crisis took time to materialize, and so, it will take time to resolve. There will doubtless be many pieces of legislation before congress that will purport to solve the crisis, and this legislation will be debated, amended, and/or abandoned. We at Politivote believe that a rush to judgment on how our political leaders are handling the crisis is premature and ignores its complexity.

Source for information: Associated Press National, July 22, 2009